Onefamily Life Insurance
Look after your loved ones with our simple, affordable life cover.
Get a Onefamily Life Insurance quote today…
Get a quick quote for OneFamily life insurance today and protect the ones you love. Affordable Onefamily life insurance is just a click away. You can get covered with the best value life insurance in minutes and with no forms or medicals.
Why Onefamily Life Insurance?
Our Over 50s policy is designed to give you and your loved ones peace of mind at a very difficult time, by helping pay towards the cost of your funeral.
Terminal illness cover as standard
Unlike similar products on the market, OneFamily’s Over 50’s Life Cover offers terminal illness benefit as standard, after the policy has been in place for two years. 100% of life cover paid in the event of a terminal diagnosis after two years.
Additional support services
Free and included practical, emotional and health support for you and your family. Please note these optional support services are subject to change or withdrawal at any time
Funeral Funding
Funeral Funding is included in the policy, unless you opt out, and is provided by Golden Charter. It allows for the proceeds of your policy to be paid to the funeral provider. Golden Charter will allocate a local funeral director who will add a £300 contribution towards the cost of the funeral. If you choose a direct to cremation funeral, the £300 contribution will not apply.
Guaranteed acceptance
Acceptance is guaranteed without the need for a medical examination, and cover is available to any UK resident between the age of 50 and 80 years old (subject to sum assured and premium limits).
We have a 5* Defaqto Rating
Defaqto 2021 award: Five stars for Over 50s Life AssuranceDefaqto is an independent financial information business, helping consumers make better informed decisions. Their experts have done all the hard work so that consumers can make better informed decisions.
Helping you make sound
financial decisions
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Losing a loved one is never easy…
but having life insurance in place can ease the financial burden at an emotionally difficult time. Our team of protection specialists can help you find the RIGHT policy at the RIGHT price. We even help you put your policy into TRUST for FREE which could protect it from the TAXMAN. Simply fill out the form and we will get everything ready and start preparing your quotes.
Ask Yourself:
- Who would pay the rent or mortgage if you were to pass away suddenly?
- Who would pay your children’s university fees or provide money for childcare whilst your surviving partner goes out to work?
- Who would provide the money for your family’s food, clothing or lifestyle?
- Who would pay for your funeral or clear your debts?
These are just a few things to think about when obtaining life insurance. If you pass away the policy will pay out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle in the event of your death.
We don’t talk to people like they’re just a number
Our expert advisers help people make informed decisions through expert financial advice.
Get Covered in 3 Easy Steps
1
Tell us how much money you would need to financially protect your loved ones
2
We will call you to discuss your options and provide comprehensive free quotes
3
You decide which policy to take and get protected today with no medicals or forms
We Provide Complete Cover For:
Life Insurance
Make sure your family have financial security in the event of your passing…
Income Protection
Protect your income if you’re unable to work due to illness or injury…
Critical Illness
Get a lump sum payment if you’re diagnosed with a serious illness…
Enjoy Life Insurance with Rewards
You can use InsuredLife Rewards in hundreds of retailers across the UK, including all the major high street names. The benefits packages available include Digital Vouchers, Re-loadable Gift Cards, Online Cashback and Online offers.
Get covered today and access your rewards…
Frequently Asked Questions
Whose Products Do We Sell?
- We offer products from a range of insurers for life insurance and critical illness cover.
- We offer protection products from a limited number of insurers for Whole of Life and Over 50s plans. A list of insurers we offer insurance from is available on request.
- As we’re not tied to any ONE provider we are able to search our panel of insurers and find you the best price available to us.
- We sometimes get preferential rates on selling policies which we pass on to you.
- We are paid a commission by each insurer for setting up your policy – it costs you nothing to use our service.
What Service Do We Offer?
- We are authorised by the FCA to advise our client on their protection needs. Our advisers will assess your demands and needs and recommend a suitable product that will protect you and your family. We get to know our clients and help them to decide on the right cover for the right price from a panel of leading UK insurers.
- We will ask you a number of questions designed to make you think about the shortfall in your income in the event of the death of a partner or breadwinner. Our questions are simple and our advisers avoid jargon making it easy for clients to understand.
How Much Does Our Service Cost?
- NOTHING – We do not charge a fee for our service; however, if you take a policy out through us we will be paid by commission from the insurer, but it still costs you nothing.
- You will receive a quotation which will tell you about any policy premiums relating to any particular insurance policy.
- We will put your life insurance policy into TRUST for FREE – this means that it may not be counted as part of your estate when you pass away and could secure it from the taxman – why should you lose your payout to the taxman’s inheritance tax?