Step 1 of 6 16% What kind of home insurance policy do you need?* Buildings & Contents Building Cover Contents Cover When, within 30 days, would you like your cover to start?* DD slash MM slash YYYY What’s the address of the home you’re insuring?* Street Address Address Line 2 City ZIP / Postal Code What kind of home do you want to insure?* House Townhouse Bungalow Flat Other What kind of house is it?* Mid terrace End terrace Semi-detached Detached What kind of house is it?* Ground Floor Top Floor Basement Other floor What kind of house is it?* Maisonette Room only/bedsit What kind of house is it?* Mid terrace End terrace Semi-detached Detached What kind of house is it?* Detached Mid terrace End terrace Do you own or rent your home?* Mortgaged Owned Rented What year was your property built?* If you’re not sure, enter your best estimate.How many years have you lived in your property?* Please round your answer down to the nearest whole year e.g. if you have lived in the property for 11 months, the answer would be 0 years.How many bedrooms does your property have?*12345678910 or moreInclude any rooms that were originally built as a bedroom and any that have been converted for another use, e.g. a study or office.How many living rooms does your property have?*12345678910 or moreInclude any reception rooms such as lounges, dining rooms and sitting rooms.How many bathrooms does your property have?*12345678910 or moreInclude en-suites and any room containing a toilet.How many other rooms does your property have?*12345678910 or moreExclude kitchens and utility rooms, conservatories and any rooms not attached to your home. What are the external walls of your property made of?* Stone Brick Concrete Other material What is the roof of your property made of?* Slate Tile Concrete Other material How much of the roof is flat?*NoneUp to 10%Up to 20%Up to 30%Up to 40%Up to 50%More than 50%Only include the roof on the main structure of the property. Do not include detached garages or separate buildings.Is your property in a good state of repair?* Yes No Your property should be structurally sound with no evidence of damp, rot, or faulty plumbing or wiring.Is your property undergoing any building work?* Yes No Answer yes, if there’s any ongoing or incomplete building work. You don’t have to tell us if you’re just hanging a picture on the wall.Do you have working smoke detectors?* Yes No Do you or anyone living in your property use it for business purposes?* No business or professional use Regular business visitors to property Clerical business use only Other business use If you occasionally work from home, please select ‘clerical use only’.Is your property a listed building?* Yes No This means your property is considered by your national heritage organisation to be of significant historic interest. What would it cost to rebuild your property?* Are there any trees taller than 10 metres (33ft) within 5 metres (17ft) of your property?* Yes No 10 metres is roughly the length of a double decker bus and 5 metres is about the length of a large family car.Is your property within 400 metres (¼ mile) of water?* Yes No By water, we mean a river, stream, watercourse, sea or lake. You don’t need to tell us about puddles or a pond.Has your property ever been flooded?* Yes No We mean flooding from external sources like rivers, lakes and surface water. Not flooding from internal burst pipes or washing machines.Has your property ever had cracks on its external walls?* Yes No We only need to know if cracks have affected the main structure of your wall. You don’t need to tell us about minor cracks that have affected render or plaster only.Has your property ever had any underpinning or structural support?* Yes No Has your property ever suffered from subsidence or ground movement?* Yes No For how many years have you continuously held buildings insurance without any claims?None1 year2 years3 years4 years5 years6 years7 years8 years9 years or moreContinuously means not having a break from a policy for more than 2 months.If you had to make a buildings claim, what is the maximum voluntary excess you’d like to pay?*£0£50£100£150£200£250£300£350£400£450£500If you need to make a claim, you’ll pay any compulsory excess charged by the provider and the voluntary excess you choose.Would you like to add Accidental Damage cover for your buildings?* Yes please No/I'll decide later This covers mishaps caused by you or your family resulting in unforeseen damage to your property, e.g. putting your foot through the ceiling or drilling through a pipe.Would you like to add Home Emergency cover?* Yes please No/I'll decide later Provides immediate help to resolve an emergency situation as a result of your home being unsafe or insecure, there being a risk of further damage to the property or a risk to family members health and safety. You’ll get a minimum £200 cover.Would you like to add Legal Assistance cover?* Yes please No/I'll decide later Protects you against the costs of being sued or having to make a claim against someone else under a range of circumstances. You’ll get a minimum £25,000 cover. Would it cost more than £75k to replace your contents?* Yes No Would you like to add Accidental Damage for your contents?* Yes No Would you like to add cover for personal possessions away from home?* Yes No Do you have any items valued over £2500 (£500 for mobile phones and £1000 for cycles)* Yes No What's your name?* Dr.MissMr.Mrs.Ms.Prof.Rev. Title First Last Your Address* Address Line 1 Address Line 2 Town Postcode What's your phone number?*What's your email?* Consent* I agree to Insured-Life contacting me by phone or email.
