AXA Life Insurance
AXA is one of the largest companies in the world. In 2011 it was 14th largest companies in the world by revenues according to Forbes Global 500 index. It was founded in French in 1816 and since then is headquartered in Paris.
Get a quick quote for AXA life insurance today and protect the ones you love. Affordable AXA life insurance is just a click away. You can get covered with the best value life insurance in minutes and with no forms or medicals.
Why AXA Life Insurance?
• A wide range of benefits to choose from
• Multi-benefit discount – you can combine up to five main benefits in any one online application
• Our underwriting expertise means we understand your your needs – taking a personal approach to getting cover in place quickly and smoothly
• Can be used in a range of circumstances, from protecting your lifestyle and family to protecting your mortgage repayment
AXA include certain additional benefits automatically, and at no extra cost. These include:
- A range of guaranteed insurability options so that you get accepted at standard rates and can increase your level of cover before the age of 55 without any more underwriting
- Critical illness protection for children
- Terminal illness cover
- Protecting your payments if you can’t work due to sickness or accident for a lengthy period
- Total permanent disability benefit, so that you are covered if you become totally and permanently disabled
- Choosing to set up your policy on a fixed-term basis or to renew your benefit every five years
- Choosing guaranteed or reviewable premiums
- Having your benefit levels and policy payments adjusted to take account of inflation
Helping you make sound
financial decisions
A Comprehensive Guide to AXA Life Insurance
Life insurance is a financial product that offers a death benefit to the insured’s beneficiaries in the event of their death. It can also provide financial security, support estate planning, and serve as an investment vehicle. AXA, one of the largest insurance companies globally, offers various life insurance products designed to meet a range of needs.
Understanding Life Insurance
Life insurance can be either term or permanent. Term life insurance provides coverage for a specified term (e.g., 10, 20, 30 years). If the insured dies during the term, the beneficiaries receive the policy’s death benefit. Permanent life insurance, on the other hand, provides lifetime coverage, and some types can build cash value over time.
About AXA Insurance
AXA is a multinational insurance firm headquartered in Paris, France. It is one of the world’s leading insurance companies, offering a broad range of insurance products and services, including life insurance, health insurance, property and casualty insurance, and investment management.
AXA Life Insurance Products
AXA offers different types of life insurance products tailored to meet various client needs:
Term Life Insurance: This is the most affordable type of life insurance offered by AXA. It provides coverage for a specified term and pays a death benefit if the insured dies within the term.
Whole Life Insurance: This permanent life insurance policy offers lifetime coverage and a guaranteed death benefit. It also builds cash value over time, which you can borrow against.
Universal Life Insurance: This is a more flexible type of permanent life insurance. It provides a death benefit and a cash value component, where interest is credited, and the policyholder can adjust the premium and death benefit amounts.
Variable Universal Life Insurance: This policy combines the features of universal life insurance with an investment component. The cash value can be invested in a variety of separate accounts, similar to mutual funds.
Understanding AXA Life Insurance Policies
Before choosing an AXA life insurance policy, it’s important to understand the terms and conditions. Make sure to understand the premiums, death benefits, policy duration, cash value growth, and potential fees or charges.
Steps to Purchase AXA Life Insurance
Purchasing life insurance from AXA typically involves the following steps:
Needs Analysis: Identify your financial needs and goals to determine the appropriate type and amount of life insurance.
Quotation: Request a quote from MultiQuote or use their online tools to get an estimated premium.
Application: Complete an application form and provide any necessary medical and lifestyle information.
Medical Examination: Depending on your age, the amount of coverage, and your health, you may need to undergo a medical examination.
Policy Issuance: After approval, AXA will issue your policy. Review it carefully before accepting.
Making a Claim with AXA
In the event of a claim, the claimant should contact AXA as soon as possible. They will need to submit a completed claim form and provide the necessary documents, such as a death certificate. AXA has a dedicated claims team that will review the claim and, if approved, arrange for payment to the beneficiaries.
Tips for Managing Your AXA Life Insurance Policy
Managing your life insurance policy effectively is essential. Regularly review your policy to ensure it still meets your needs, notify AXA of any changes in your personal circumstances, and make sure your beneficiaries are up to date.
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Losing a loved one is never easy…
but having life insurance in place can ease the financial burden at an emotionally difficult time. Our team of protection specialists can help you find the RIGHT policy at the RIGHT price. We even help you put your policy into TRUST for FREE which could protect it from the TAXMAN. Simply fill out the form and we will get everything ready and start preparing your quotes.
Ask Yourself:
- Who would pay the rent or mortgage if you were to pass away suddenly?
- Who would pay your children’s university fees or provide money for childcare whilst your surviving partner goes out to work?
- Who would provide the money for your family’s food, clothing or lifestyle?
- Who would pay for your funeral or clear your debts?
These are just a few things to think about when obtaining life insurance. If you pass away the policy will pay out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle in the event of your death.
We don’t talk to people like they’re just a number
Our expert advisers help people make informed decisions through expert financial advice.
Get Covered in 3 Easy Steps
1
Tell us how much money you would need to financially protect your loved ones
2
We will call you to discuss your options and provide comprehensive free quotes
3
You decide which policy to take and get protected today with no medicals or forms
We Provide Complete Cover For:
Life Insurance
Make sure your family have financial security in the event of your passing…
Income Protection
Protect your income if you’re unable to work due to illness or injury…
Critical Illness
Get a lump sum payment if you’re diagnosed with a serious illness…
Frequently Asked Questions
Whose Products Do We Sell?
- We offer products from a range of insurers for life insurance and critical illness cover.
- We offer protection products from a limited number of insurers for Whole of Life and Over 50s plans. A list of insurers we offer insurance from is available on request.
- As we’re not tied to any ONE provider we are able to search our panel of insurers and find you the best price available to us.
- We sometimes get preferential rates on selling policies which we pass on to you.
- We are paid a commission by each insurer for setting up your policy – it costs you nothing to use our service.
What Service Do We Offer?
- We are authorised by the FCA to advise our client on their protection needs. Our advisers will assess your demands and needs and recommend a suitable product that will protect you and your family. We get to know our clients and help them to decide on the right cover for the right price from a panel of leading UK insurers.
- We will ask you a number of questions designed to make you think about the shortfall in your income in the event of the death of a partner or breadwinner. Our questions are simple and our advisers avoid jargon making it easy for clients to understand.
How Much Does Our Service Cost?
- NOTHING – We do not charge a fee for our service; however, if you take a policy out through us we will be paid by commission from the insurer, but it still costs you nothing.
- You will receive a quotation which will tell you about any policy premiums relating to any particular insurance policy.
- We will put your life insurance policy into TRUST for FREE – this means that it may not be counted as part of your estate when you pass away and could secure it from the taxman – why should you lose your payout to the taxman’s inheritance tax?